Business Retirement Planning
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Business Retirement Planning
Your business is more than just a livelihood. It is a result of your vision, determination, and years of hard work.
At Osaic Institutions, Inc., located at Watertown Savings Bank, we are dedicated to helping you move forward with confidence. Whether you're preparing for retirement, planning your exit strategy, or building a legacy for future generations, we're here to support you every step of the way. Our commitment is to help you develop a tailored strategy that aligns with your business objectives and secures your personal financial future.
Meet with our Financial Advisor
We recognize the distinct challenges that business owners encounter. Let's discuss.
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Estate Planning
Estate planning is an important step to ensure your loved ones are provided for in the best possible way after you pass away. As part of your estate planning, you will need to identify who will receive financial support and how your assets will be distributed. Typically, estate planning is carried out through wills and trusts, and can require the participation and coordination of a lawyer and financial advisor.
*We do not provide legal or tax advice. Consult your legal and/or tax advisor.
Features
401k Rollover Plans
When you change jobs, you may have a couple of options regarding your company's retirement saving plans such as 401k plans. Whether you keep it at your former employers, roll it over into an IRA or your new employer's retirement plan, or receive it directly, it is important you understand the implications of each option. It is also an opportunity to discuss with a Financial Advisor your options to continue saving for your retirement.
Features
529 and College Savings Planning
529 savings plans are tax-advantaged education savings vehicles and one of the most popular ways to save for college today. They can also be used to save for K-12 tuition. There are tax advantages and other benefits to consider when choosing a 529 plan such as estate planning advantages in the form of accelerated gifting. Discuss 529 plans with our Financial Advisor to further learn about how to select a plan and pick the right investment options.
In Their Own Words
We're thankful to our customers for sharing why they've chosen WSB.
Jimmy, Waltham
I appreciate how Renata [Financial Advisor at Osaic Institutions, Inc.] always takes the time to meet with me to discuss my financial goals. She’s knowledgeable, patient, and personalizes her recommendations to my specific needs. I trust her and her guidance and I recommend her without hesitation!
Pete and Krysta, Watertown
As a young family from the area, it’s heartwarming to see how involved Watertown Savings Bank is in the community. It sponsors many family and neighborhood events, it supports local schools and nonprofits in art, education, and more. We’re proud to be Watertown Savings Bank customers.
Kathy, Waltham
Watertown Savings Bank is one of the very few local, community banks in the area. That’s a special distinction and I’m proud to be a longtime customer and Club 50 member. The staff is always friendly and approachable, and I always feel well taken care of. I also appreciate the Bank’s involvement in the community through sponsorship and volunteering.
About Osaic Institutions, Inc., Located at Watertown Savings Bank
Broker Check by FINRA: https://brokercheck.finra.org/
Watertown Savings Bank offers access to investment services through Osaic Institutions. Osaic Institutions is one of the largest provider of investment and insurance products and services for community banks. Created over 20 years ago by community banks, Osaic Institutions, previously known as Infinex Investments Group, works primarily with community banks and specializes in stocks, bonds, mutual funds, and insurance service for bank customers.
Through Osaic Institutions, individuals and families receive an unbiased and objective resource to modify or design a financial portfolio, setup a retirement plan or identity insurance needs.
The Osaic Institutions office is located at the Watertown Savings Bank headquarters: 60 Main Street, Watertown, MA.
Investment and insurance products and services are offered through Osaic Institutions, Inc. Member FINRA /SIPC
Osaic Institutions and the bank are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value including loss of principal.
*We do not provide tax advice. Consult your tax advisor.
**All guarantees are by the issuing insurance company and are subject to the claims-paying ability of the insurance company.
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