About Watertown Savings Bank
Account Access
Choose your account type
Our Community
At Watertown Savings Bank, banking feels personal because it is. It’s the same friendly faces you see around town, the same voices who answer the phone, the same people you’ve known for years. We’ve been part of life here for generations — helping families buy homes, businesses grow, and neighbors save for what matters most. When you bank with us, you’re not just opening an account. Being a WSB customer means being part of something local, lasting, and personal.
Why Mutual Matters
Watertown Savings Bank has been a mutual savings bank since 1870. That means our focus is simple — it’s on our community, not Wall Street or quarterly profits. The dollars you save with us stays right here: helping a neighbor buy a home, supporting a small business, or investing in local schools and nonprofits that strengthen the neighborhoods we share. It’s banking built on trust, community, and shared purpose — and it’s how we’ve done things for 155 years.
Your Money, Fully Protected
Banks typically insure deposits through the FDIC up to $250,000. Watertown Savings Bank goes further. We are also members of the DIF and that means that every dollar you deposit with us is fully insured.
How We Help You Every Day
From everyday banking to lifelong planning, our products are designed to make managing your money simple — backed by the people and values that create our community. Banking that stays local. Relationships that last. Service that feels like home. That’s the WSB difference — and it’s been our promise since 1870.
Giving Back & Community Impact
We believe that giving back is not just an initiative, this is part of who we are. Each year, our employees volunteer 1800 service hours supporting 250 local community organizations. We participate in over 350 events and appreciation initiatives.
Our community involvement includes:
The Many Ways WSB Gets Involved | ||
| Customer Choice Awards Customer Appreciation Events Community Events & Sponsorships Town Days and Fairs Financial Education Programs Supporting Affordable Housing Initiatives Bank Tours | Brigham House Banking in Watertown Local Rotary Clubs and Chambers of Commerce Annual Holiday Tree Lighting in Watertown Annual Coat Drive Annual Toy Drive | Annual Food Drive for Food Pantries Collaboration with Springwell in Waltham Bi-Annual Shred Days Summer Concert Series Sponsorships Annual Watertown Memorial Day Parade |
The Many Local Organizations WSB Helped This Past Year | |||
| African Cultural Services Inc Africano Center All Newton Music School Alzheimer's Association Amaras Art Alliance American Bone Marrow Donor Registry/NE Group American Cancer Society- The Hope Lodge American Heart Association American Legion Nonantum Post 440 Ancient Order of Hibernians Arlington Boys & Girls Club Arlington Chamber of Commerce Arlington Eats Arlington Education Foundation Arlington Elementary, Gibbs and Ottoson Performing Arts Parent Association (EGO PAPA) Arlington High School Parents Performing Arts Association (PAPA) Arlington Historical House Arlington International Film Festival Arlington Knights of Columbus #109 Arlington Rotary Charitable Foundation Arlington Youth Baseball Softball Association Armenian Bone Marrow Donor Registry Armenian Memorial Church Armenian Relief Society - Social Services Center Armenian Youth Foundation Artisans Asylum Badass Waltham Warriors Belmont Boosters Association Belmont Center Business Association Belmont Citizens Forum Belmont Dramatic Club Belmont High School Hockey Belmont High School Belmont STEAM Alliance Corporation Belmont Woman's Club Belmont Youth Activities and DARE Bfit Challenge Boston Bulldogs Running Club Boston Society of Istanbul Armenians Breezers Ball Brigham House Burbank Elementary School PTA Burn Survivors of New England (BSONE) Chaplains on the Way Charles River Museum of Industry Chenery Elementary School Cheryl Segreve Foundation Chesterbrook Community Foundation Children's Glaucoma Foundation Christmas Morning Angels Church of the Good Shepherd City of Watertown Public Arts & Culture Commonwealth Chorale Communities United Cotting School Crohn's & Colitis Foundation NE Chapter Cyrus E. Dallin Art Museum, Inc. Dana Farber Cancer Institute Daniel Butler Elementary School Parent-Teacher Assoc Dishari Inc Downtown Waltham Partnership English at Large Fidelity House First Armenian Church Fitzgerald Elementary School Food Link Foundation for Belmont Education FRAXA Friends of Belmont Lacrosse Friends of Belmont SPORT Friends of Belmont Wrestling Friends of Mt. Auburn Cemetery Friends of the Belmont Council on Aging | Friends of the Waltham Family School Friends of the Waltham Senior Citizens, Inc Friends of the Watertown Council on Aging Friends of Waltham High School Cheer Friends of Watertown High School Boys Ice Hockey Friends of Watertown Music Friends of Watertown High School Girls Tennis Gals Best Pal Girl Power 2 Cure, Inc Good Shepherd Community Care Gore Place Society Grand Lodge of MA Order Sons & Daughters of Italy in America Greater New England MS Society Hairenik Association Healthy Waltham Henry Whittemore Elementary School Historic New England Historical Society of Watertown Home Instead Hope for the Warriors Housing Corporation of Arlington Hovey Players Huntington's Disease Society of America iCan Fly, Inc. Iranian Association of Boston Jackson Walnut Park School John F. Kennedy Middle School John M. Barry Boys & Girls Club of Newton Kennedy Middle School Kennedy Middle School PTO - 8th Grade Kennedy Middle School-Waltham Hawkstars Knights of Columbus Council 109 Latinos en Accion de Waltham, MA Inc Legacy Studios, LLC Leukemia and Lymphoma Society Lexington Community Farm (LexFarm) Lexington Education Foundation Lexington Firefighters Aid & Relief Association Lexington High School Boys LaCrosse Lexington High School Boys Lacrosse Lexington Lions Club Lexington Retailers Association Lt. John Connors USN Memorial Golf Tournament Lumen Academy Inc MacArthur Elementary School MacArthur Elementary School PTO Marcou Charitable Foundation Marshall Home Fund Mary Lee Burbank Elementary School PTA Mass Teacher Resources McDevitt Middle School Parent Teacher Organization Metro West Collaborative Development MetroWest Legal Services MetWinds Miller/Tracy Children's Foundation | More Than Words/More Than Dessert Mosesian Center for the Arts New England Donor Services Newton North High School PTSO Northeast Elementary School PTO One Can Help Operation American Soldier Opportunities for Inclusion Order Sons & Daughters of Italy in America Our Girl Linda Our Lady's St. Vincent de Paul Paul Tracy 16 Memorial Foundation Payson Park Music Festival Perkins School for the Blind Philharmonic Society of Arlington Pigsgusset Initiative-Watertown Citizens for Peace, Justice and the Environment Pirandello Lyceum Plympton Elementary School Powers Music School Prospect Hill Community Foundation Prospect Hill Ski Team Pvt Charles J. Shutt Detachment Rayteam REACH Beyond Domestic Violence Reagle Music Theatre Sons of Italy, Watertown Special Needs Art Programs Inc (SNAP) Special Olympics Massachusetts Springwell St. James Armenian Church Youth Organization of America (ACYOA) St. Luke's St. Vincent de Paul, Belmont St. Mary of Carmen Society St. Mary's After School Program St. Patrick Food Pantry St. Stephen's Armenian Elementary School Stanley Elementary School PTO Sunflower of Peace Taxiarchae Greek Orthodox Church Temple Beth Israel The Belmont Voice The Boston Bull Dogs The Boston Cup The Cat Connection The Chaisson Family Foundation The Family Cooperative The Gore Place The Historical Society of Watertown The Lions Club of Lexington The Longest Day The Makayla Fund The Marcou Charitable Foundation The Miracle League of Massachusetts The MLK, Jr. Birthday Observance Comm of Arlington The Paul A. Mitchell Foundation, Inc The Philharmonics Society of Arlington The Raiders Gridiron Club Inc The Salvation Army The San Donato Feast Committee The Second Step The Touchdown Club of Arlington The Waltham Gridiron Foundation Inc The Waltham Historical Society, Inc. The Waltham Land Trust The Waltham Times The Watertown Rotary Club | Ther Raider Gridirion Club Ukulele Kids Club Underwood School PTO Vinfen Waltham Arts Council Waltham Badass Warriors Waltham Boys & Girls Club Waltham Chamber of Commerce Waltham Choral Parents Association Waltham Devil Dogs Football Waltham Dual Language School PTO Waltham Education & Beyond Foundation Waltham Farmers Market Waltham Fields Community Farm Waltham Friends of scouting Waltham Girls Softball Waltham High School Waltham High School All Night Party Waltham High School Dance Theatre Waltham High School Field Hockey Waltham High School Varsity Cheerleading Waltham Land Trust Waltham Lions Club Waltham Partnership for Youth Waltham Philharmonic Orchestra Waltham Police Patrolman's Union Waltham Pride Inc. Waltham Rotary Club Waltham YMCA Waltham Youth Football & Cheer WATCH CDC Watertown Belmont Youth Football & Cheer Watertown Boys & Girls Club Watertown Business Coalition Watertown Cable Access Corp Watertown Catholic Collaborative Watertown Citizens for Peas, Justice and the Environment Watertown Community Foundation Watertown Department of Senior Services Watertown Food Pantry Watertown Free Public Library Watertown High School PTSO Watertown High School Robotics Team Watertown Middle School Watertown Police & Fire Departments Watertown Police Department Watertown Unity Breakfast Watertown Youth Baseball & Softball Watertown Youth Baseball (WYBB) Watertown Youth Basketball Watertown Youth Hockey West Suburban YMCA Wildflower World in Watertown |
A Promise That Never Changes
Technology evolves. Markets shift. But our promise remains the same:
We will always be your local, mutual savings bank.
We will always put your interests first.
We will always be Watertown Savings Bank.
Looking Ahead — Together
As we embrace the future of banking with digital tools and modern services, our mission hasn’t changed: to strengthen the communities we serve, one relationship at a time. Whether you visit us in person, online, or on your mobile device, you’ll always find the same trusted partner you’ve known since 1870.
Statement of Condition
We invite you to review our Statement of Condition.
You're about to leave the Watertown Savings Bank website.
The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.
Each third party may have a privacy policy that differs from the Bank.
Any linked site may provide less security than the Bank's website.
Need help? Just ask, we're listening.
Give us a call, message us, or stop by your local branch. Whichever way you reach out, we're always happy to help.
