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Every business has its key players: the owners, employees, or specialists whose unique expertise and leadership are essential to daily operations and long-term success. But what happens if one of those individuals is suddenly no longer there?
At Osaic Institutions, Inc., located at Watertown Savings Bank, we provide Key Person Protection Programs to help secure your business against unforeseen losses. This protection offers a death benefit that enables your business to manage disruptions, preserve customer relationships, and maintain financial stability during difficult times.
Why Key Person Coverage Matters:
- Helps cover loss of income or delays in business operations
- Provides funds to recruit and train replacements
- Maintains confidence among clients, lenders, and partners
- Supports continuity in businesses built around specialized talent or leadership
In addition to key person protection, we offer a full range of general business planning services to help you stay prepared, resilient, and confident in your next steps.
Our Services Include:
- Business valuation support
- Buy-Sell Agreement guidance
- Strategic planning for growth and transition
- Ongoing insight into how economic and tax law changes could impact your business
We’re here to support you with the strategies, insights, and protections you need to build a stronger, more secure future for your business and everyone it supports.
Meet Our Financial Advisor
Let's plan ahead, together.
In Their Own Words
We're thankful to our customers for sharing why they've chosen WSB.
Jimmy, Waltham
I appreciate how Renata [Financial Advisor at Osaic Institutions, Inc.] always takes the time to meet with me to discuss my financial goals. She’s knowledgeable, patient, and personalizes her recommendations to my specific needs. I trust her and her guidance and I recommend her without hesitation!
Pete and Krysta, Watertown
As a young family from the area, it’s heartwarming to see how involved Watertown Savings Bank is in the community. It sponsors many family and neighborhood events, it supports local schools and nonprofits in art, education, and more. We’re proud to be Watertown Savings Bank customers.
Kathy, Waltham
Watertown Savings Bank is one of the very few local, community banks in the area. That’s a special distinction and I’m proud to be a longtime customer and Club 50 member. The staff is always friendly and approachable, and I always feel well taken care of. I also appreciate the Bank’s involvement in the community through sponsorship and volunteering.
About Osaic Institutions, Inc., Located at Watertown Savings Bank
Broker Check by FINRA: https://brokercheck.finra.org/
Watertown Savings Bank offers access to investment services through Osaic Institutions. Osaic Institutions is one of the largest provider of investment and insurance products and services for community banks. Created over 20 years ago by community banks, Osaic Institutions, previously known as Infinex Investments Group, works primarily with community banks and specializes in stocks, bonds, mutual funds, and insurance service for bank customers.
Through Osaic Institutions, individuals and families receive an unbiased and objective resource to modify or design a financial portfolio, setup a retirement plan or identity insurance needs.
The Osaic Institutions office is located at the Watertown Savings Bank headquarters: 60 Main Street, Watertown, MA.
Investment and insurance products and services are offered through Osaic Institutions, Inc. Member FINRA /SIPC
Osaic Institutions and the bank are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value including loss of principal.
*We do not provide tax advice. Consult your tax advisor.
**All guarantees are by the issuing insurance company and are subject to the claims-paying ability of the insurance company.
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