Account Access

Buy Now, Lower Your Rate Later — No Refi Required!

America 250th Anniversary logo repeated many times to fill the space.

Celebrating America's 250th Anniversary

A Loan Officer meeting with a customer and shaking hands over a set of documents on the desk.

5.990% Rate / 6.004% APR

Buy Now, Lower Your Rate Later — No Refi Required!

Watertown Savings Bank Galen and Main Streets

Built on Trust. Backed by Full Deposit Insurance.

With Member FDIC and Member DIF

Customer meeting with a branch manager at Warrendale Branch.

At WSB, banking feels personal because it is.

Notice

All WSB locations will be closed on Saturday, July 4th, for Independence Day.

Fraud Alert

Fraudsters are contacting customers by phone, text message, and email while falsely claiming to represent WSB. Do not disclose your debit card information, PIN or online banking credentials. Read more.

Banking built on relationships — with people you know and trust.

For 155 years, we’ve been helping our neighbors save, borrow, and plan for what matters most — right here in our community.

WSB Spotlight Series

Operation American Soldier

Watertown Savings Bank is casting a spotlight on Operation American Soldier, the local nonprofit organization based in Watertown, MA. As we celebrate the spirit of America 250, we're proud to support volunteering efforts and local nonprofits.
Operation American Soldier is a dedicated nonprofit committed to supporting deployed U.S. troops by sending personalized care packages and heartfelt messages of gratitude. Founded on the belief that no soldier should ever feel forgotten, OAS works with volunteers, families, and community partners to uplift the morale of those serving far from home. Through their hands-on efforts, OAS aims to remind every service member that they are appreciated, supported, and never alone.

 

In Their Own Words

We're thankful to our customers for sharing why they've chosen WSB.

Mom and daughter doing their banking at their kitchen table.

Shannon, Waltham

We are lifelong customers of Watertown Savings Bank. It was only natural that our kids’ first savings accounts would be at WSB. They have grown up depositing their savings at their local branch and now manage their accounts online. Watertown Savings Bank has been a great example for them of a local organization doing right by the customer and being committed to the community

Customer standing in front of a condo building from a converted Church.

Bob, Watertown

I’m a longtime customer of Watertown Savings Bank. It’s hard to find a place that offers such personalized customer service. They greet me at the door. They know my first name. They know about my family and I know about theirs. I can always count on Antonia and the staff to assist me when needed. WSB is a special place.

Young family holding their baby and posing to the camera in front of Watertown Savings Bank.

Pete and Krysta, Watertown

As a young family from the area, it’s heartwarming to see how involved Watertown Savings Bank is in the community. It sponsors many family and neighborhood events, it supports local schools and nonprofits in art, education, and more. We’re proud to be Watertown Savings Bank customers. 

Kathy, a longtime WSB customer

Kathy, Waltham

Watertown Savings Bank is one of the very few local, community banks in the area. That’s a special distinction and I’m proud to be a longtime customer and Club 50 member. The staff is always friendly and approachable, and I always feel well taken care of. I also appreciate the Bank’s involvement in the community through sponsorship and volunteering.

Banking Toolkit

Explore WSB's featured services and tools to empower your financial decisions.

Money Matters and More

Tips, tools, and local news to keep you informed: from smart money moves to what's happening in the community.

You're about to leave the Watertown Savings Bank website.

The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.
Each third party may have a privacy policy that differs from the Bank.
Any linked site may provide less security than the Bank's website.