Balance Your Checking Account

Our Balance Your Checking Account calculator helps you reconcile your checking account by starting with your last statement balance, subtracting all outstanding checks and debits, and adding any deposits you haven’t yet cleared. It shows your true, up-to-the-minute account balance so you always know exactly where you stand. Whether you’re reviewing recent activity or simply double-checking your finances, this calculator gives you clear, accurate insight to support confident money management. We also invite you to manage your accounts and check on your balances through WSB Online Banking or the WSB Mobile Banking app.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}

Watertown Savings Bank has been a mutual savings bank since 1870. That means our focus is simple — it’s on our community, not Wall Street or quarterly profits. Our long-term customers would attest that banking feels personal, because it is. From helping families save for what matters most, to helping families buy homes, and local business grow. Your funds at WSB are fully protected--through the FDIC and the DIF. We invite you to open an account with Watertown Savings Bank; you'll be proud to be part of a community institution.