Calculate Your Savings at Maturity

Knowing how much your Certificate of Deposit (CD) will be worth at the end of a term is essential for effective financial planning, and our Calculate Your Savings at Maturity Calculator makes that projection simple and precise. By entering your initial deposit, regular contributions, interest rate, and the length of time you plan to save, the tool shows the total amount you’ll accumulate at maturity, including interest earned. Whether you’re planning for retirement, a major purchase, or other long-term goals, this calculator provides a clear, data-driven estimate to help you make informed savings decisions. We invite you to meet with our Personal Bankers to discuss your savings and overall financial goals.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}

Watertown Savings Bank has been a mutual savings bank since 1870. That means our focus is simple — it’s on our community, not Wall Street or quarterly profits. Our long-term customers would attest that banking feels personal, because it is. From helping families save for what matters most, to helping families buy homes, and local business grow. Your funds at WSB are fully protected--through the FDIC and the DIF. We invite you to open an account with Watertown Savings Bank; you'll be proud to be part of a community institution.