Compare Two CDs

Deciding between two Certificate of Deposit (CD) offers can be confusing, but our Compare Two CDs calculator gives you a clear, side‑by‑side comparison to help you pick wisely. By entering the deposit amount, term length (in months), and interest rate for each CD, the tool calculates how much interest each investment will earn and what your total payoff will be, including monthly interest where applicable. Whether you’re weighing short‑term or long‑term CDs, this calculator provides a transparent view of which option maximizes your return — helping you make an informed, confident decision.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}

Watertown Savings Bank has been a mutual savings bank since 1870. That means our focus is simple — it’s on our community, not Wall Street or quarterly profits. Our long-term customers would attest that banking feels personal, because it is. From helping families save for what matters most, to helping families buy homes, and local business grow. Your funds at WSB are fully protected--through the FDIC and the DIF. We invite you to open an account with Watertown Savings Bank; you'll be proud to be part of a community institution.