Home Affordability

Figuring out how much home you can comfortably afford is a key first step in the buying journey, and our Home Affordability Calculator helps you find that number with confidence. By analyzing your income, debts, savings, and expected mortgage terms, the tool provides a clear estimate of a price range that fits your financial situation. Whether you're just starting to explore the market or preparing to get pre-approved, this calculator offers straightforward, personalized insights to guide you toward a home that aligns with your budget and long-term goals. We invite you to contact our Loan Officers, who are local residents and knowledgeable about the real estate market. They can offer you personalized advice and take the time to walk you through the buying process. If you would be a First Time Homebuyer, you could also benefit from our exclusive rates and available discounts.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}
 

Our Loan Officers are available to discuss your options. They are local residents with deep roots in our communities. They care to provide personalized support and can help you decide what options best fit your financial situation. As a portfolio lender, we don't sell our loans--this is an important distinction from other banks and lenders as it allows us to provide fast decisions, flexible terms, and unique offers like Freedom 30. This exclusive offer lets you buy with today's competitive rates and lower your rate later--without the hassle of refinancing or paperwork.