Rent or Buy?

Deciding whether to buy or rent a home can be a complex financial choice, and our Rent or Buy Calculator is designed to make that decision clearer and more personalized. By analyzing key factors—such as home prices, down payment, rent costs, mortgage rates, taxes, and maintenance expenses—this tool helps you understand the long-term financial impact of each option. Whether you're a first-time buyer or evaluating a move, the calculator offers an easy, data-driven way to compare scenarios and see which path may better fit your financial goals.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}

Our Loan Officers are available to discuss your options. They are local residents with deep roots in our communities. They care to provide personalized support and can help you decide what options best fit your financial situation. As a portfolio lender, we don't sell our loans--this is an important distinction from other banks and lenders as it allows us to provide fast decisions, flexible terms, and unique offers like Freedom 30. This exclusive offer lets you buy with today's competitive rates and lower your rate later--without the hassle of refinancing or paperwork.