Traditional 401k or Roth 401k

The Traditional 401k or Roth 401k calculator helps you compare how each account type can impact your take-home pay now and your savings in retirement. It evaluates contribution amounts, tax treatment, income level, and projected growth to show which option may better support your long-term goals. Whether you want lower taxable income today or tax-free withdrawals later, this calculator provides clear, personalized insights to guide confident, informed retirement planning.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}

Renata Schindler is a Financial Advisor with Osaic Institutions, Inc., located at Watertown Savings Bank. Her clients praise her for listening and understanding their financial goals. Renata tailors her recommendations and guidance to her clients' individual needs. We encourage you to schedule a complimentary meeting with Renata to learn more about financial investment products that may support your goals. 

^{Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions and the Bank are not affiliated. Not Guaranteed by the Bank. Not FDIC-Insured. Not a Deposit. Not Insured by any Federal Government Agency. May Lose Value Including Loss of Principal.}