How Much Am I Spending

The How Much Am I Spending calculator helps you get a clear picture of your monthly and annual expenses by organizing your spending across key categories like housing, loan payments, insurance, utility, and other expenses. It highlights where your money is going and identifies opportunities to adjust your budget for better financial balance. Whether you're working toward savings goals or simply trying to manage day-to-day costs more effectively, this calculator provides straightforward, personalized insights to support confident, informed financial planning.

^{Disclaimer: The results are illustrative and hypothetical in nature. Please consult a qualified financial professional for assistance.}

Watertown Savings Bank has been a mutual savings bank since 1870. That means our focus is simple — it’s on our community, not Wall Street or quarterly profits. Our long-term customers would attest that banking feels personal, because it is. From helping families save for what matters most, to helping families buy homes, and local business grow. Your funds at WSB are fully protected--through the FDIC and the DIF. We invite you to open an account with Watertown Savings Bank; you'll be proud to be part of a community institution.